Boat and personal watercraft insurance can protect you and your belongings against accidents or vandalism. Additionally, you are covered for lawsuits or liability claims that might otherwise be your responsibility
if you accidentally injure other people or damage their property.
 

Broad Acceptance
Progressive provides specialized insurance for boats. Our program can cover 95 percent of all boats on the water today including fishing boats, runabouts, personal watercraft, and boats up to 50 feet in length and $250,000 in value.

Specialized Coverage
A homeowner's endorsement won't cover you like a Progressive Boat policy. We provide coverage for your specific needs with policy options like:

• Total Loss Replacement – replaces insured's boat with a brand-new one of similar make and quality 
• Disappearing Deductibles – reduces the deductible by 25 percent at each claim-free renewal 
• Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels 
• Replacement Cost Personal Effects – protects the insured's personal items including cameras, clothes, cell phones, etc 
• 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is not insured with us
• Emergency Towing and Labor – provides on-water towing service 
• Wreckage Removal Coverage 
• Property Damage Liability - includes coverage for fuel spill cleanup 
• Medical Payments - includes coverage for water-skiers 

Competitive Rates
As a member of the public service community, you have proven to be conscientious and responsible. Because you belong to one of the above-listed groups, you can get solid, dependable coverage from a company known for outstanding service–at special rates. Plus, we guarantee your rate for a full 12 months.