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California Casualty offers snowmobile insurance to keep you protected as you glide over the winter snow. Contact us at 866-680-5143 for a quote today.
Riders choose us for our comprehensive offering of snowmobile insurance coverages, specialized claims service and competitive rates. With our Snowmobile policy, you will receive wide-ranging coverage for you and your sled, such as:
- Bodily Injury & Property Damage Liability
- Comprehensive & Collision
- Uninsured/Underinsured Motorist
- Medical Payments
- Roadside Assistance
- Accessory Coverage
Does snowmobile insurance include my snowmobile accessories?
Yes, depending on your state, your snowmobile insurance may include Accessory coverage!
Depending on where you live, Accessory coverage may be included at no additional charge when Comprehensive or Collision coverage is purchased. Generally, at least $1,000 of Accessory coverage is provided, but this amount varies by state. In some states, additional Accessory coverage may be purchased up to a total limit of $30,000.
Accessories are defined as equipment, devices, enhancements and changes, other than those that the manufacturer originally installs, that alter the appearance or performance of your snowmobile. This includes, but is not limited to:
- Any electronic equipment, antennas and other devices used exclusively to send or receive audio, visual or data signals or play back recorded media, other than those originally installed by the manufacturer, and that are permanently installed on your snowmobile using bolts or brackets, including slide-out brackets.
- Trailers designed to be pulled behind a snowmobile.
- Custom paint, engine modifications, and suspension/springs.
- Exhausts, racks, saddlebags, hitches, seats/backrests, and windshields.
- Safety apparel, including helmets. (Coverage is provided in the event of a Collision loss. Theft is not covered.)
- Plow blades or winches.
Please note: California Casualty and partner recommend you retain photos of your snowmobile and all receipts for your snowmobile accessories.
How can I save more money on my snowmobile insurance?
When you insure your snowmobile with us, you may qualify for significant discounts, including a multiple snowmobile discount. Plus, safe riders may receive lower rates, since your driving record helps determine your rate. Our programs also offer the following discounts to snowmobile policyholders:*
- Safety Course discount
- Homeowner discount
- Paid-in-full discount
- Multi-policy discount
* Discounts not available in all states/situations.
