Personal Umbrella Insurance Coverage
Protection. Value. Service.
Why do you need a personal umbrella policy? The New York Times can tell you why
A day in court can cost you a lifetime's work...
"Lawsuit" can be a scary word. That's why we purchase personal liability insurance to protect our family. However, many people assume their auto or home insurance will provide all the liability insurance they need. That's not necessarily true!
Jury awards in personal liability lawsuits are unpredictable and often very expensive. With the strike of a judge's gavel, all of the assets we've worked so hard to obtain can be taken away, leaving your family exposed to financial ruin.
Do you need an umbrella policy?
Do you own your home?
Do you own any significant assets in addition to your home?
Have you built an investment portfolio or retirement savings account?
If you can answer "yes" to any of these questions, then you should consider purchasing a personal umbrella policy.
Our policy is underwritten by RLI Insurance Company, an A+ rated company by A.M. Best. They have a diversified portfolio of property and casualty coverages and surety bonds serving ‘‘niche'' or underserved markets.
It's flexible — choose from $1, $2, $3, and $5 million in liability limits.
It's affordable — we offer competitive premiums for all coverage limits.
It's friendly —most people can easily qualify for the program.
It's easy — receive a quote with 10 quick questions.
Call us at 877.652.2638 to discuss your options.