Pet Insurance

Protect the health of your four-legged friend with affordable insurance.

Pet insurance helps cover the unexpected

Your pets are family and their health is important. Pet insurance can help make pet health treatments more affordable. As a California Casualty member, you can save 5% on a pet insurance plan through our partner Pets Best1. With the peace of mind that pet insurance helps provide, you will have more quality time with your four-legged best friend.

Some plans start as little as $1 a day, and you can customize your annual limit, annual deductible, and reimbursement percentage.2 Depending on your needs, you can choose a plan that reimburses 70%, 80%, or 90% of eligible treatment costs.3

Accident Only Plan

The Accident Only plan is a highly affordable plan designed with great coverage for accidental swallowing, broken bones, and more. This plan does not cover illnesses, which are covered under the BestBenefit Accident and Illness plans.

BestBenefit Accident and Illness Plans

This comprehensive plan covers unexpected illnesses and accidental injuries. You can customize your BestBenefit plan to meet the specific needs of your cat or dog while fitting in your budget.

BestWellness and EssentialWellness Plans

These two routine care plans are perfect for covering vaccinations, flea/tick preventatives, deworming, and more. You can add these plans on to the BestBenefit for additional routine and preventative care for your pet.

What does the BestBenefit pet insurance plan cover?

Pet health insurance plans can cover a variety of accidents, illnesses, and health issues. The plan you choose will have certain coverages that another plan may not cover. For example, the Accident Only plan will not cover illnesses. Additionally, any plan you choose will not include coverage for preexisting conditions, non-veterinary costs, and dietary expenses. You can speak with an insurance expert to learn about the coverages of each plan by calling 1-877-204-5298.


Accidents can happen to your pets at any time. Treating broken bones, lacerations, and other accidental injuries are more affordable with pet health insurance from Pets Best.

Routine Care

Optional coverage

Available as an add on to your BestBenefit plan, routine care can help pay for your cat or dog's annual check-ups, vaccinations, and more.

Emergency Care

The BestBenefit plan has coverage for emergency care, hospitalizations, and surgeries by a licensed veterinarian or emergency center.


In addition to accidents, a BestBenefit plan covers illnesses your pet may suffer as long as it isn't a preexisting condition. This also includes coverage for diagnostic tests, specialist visits, and emergency care.

Cancer Treatments

Cancer treatments can be costly. A BestBenefit plan can help cover bloodwork, MRIs, surgery, medication, and chemotherapy.

Hereditary and Congenital Conditions

The BestBenefit plan includes coverage for hereditary and congenital conditions such as hip dysplasia, epilepsy, and glaucoma (so long as symptoms do not predate policy purchase).

Need help choosing the right plan for you?

Pets Best insurance plans allow you to choose the annual deductible, reimbursement level, and annual limit that is best for you. This flexibility makes health insurance for your cat or dog more affordable for the life of your pet.

To speak with a friendly insurance expert at Pets Best for help deciding which coverage options are best for your specific breed, please call 1-877-204-5298.

Ready to get a quote?

You can quickly and easily get a quote online, or you can call Pets Best at 1-877-204-5298.

1. 5% discount applies to BestBenefit plans; discount not available in AK, FL, HI, or TN. Additional 5% discount if insuring more than one pet.

2. Rates are subject to change upon regulatory approval and will vary based on location, breed, age, and selected coverage options, deductible and reimbursement level. Actual rates may be higher or lower. Based on Pets Best Sales Data 1/2021 – 12/2021.

3. Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment. Limited to covered expenses.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company, a Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254. Pets Best Insurance Services, LLC (CA agency #0F37530) is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.