Because the company is stronger today.

AM Best recognized improvements in California Casualty’s financial position, operating performance, risk management practices and capital position. Those improvements didn’t happen overnight. They reflect years of focused work to strengthen our company and build the financial foundation needed to serve our customers well into the future.

Simply put, it gives you another reason to feel confident about the company behind your policy.

Financial strength ratings provide an independent assessment of an insurance company’s ability to meet its financial commitments to policyholders. Our B+ (Good) rating from AM Best recognizes the progress we’ve made and the stronger financial position we have today.

For you, it’s added reassurance that California Casualty is prepared to keep protecting and serving you for years to come.

Yes. And that’s one of the reasons this rating matters.

Insurance is a promise that may need to be kept tomorrow, years from now or on a day you never saw coming. Financial strength helps make that promise possible.

Our upgraded AM Best rating recognizes the stronger financial foundation we’ve built to meet our commitments to policyholders and continue caring for our customers when they need us.

When something happens, you want to know the company behind your policy has the financial resources to respond.

Our stronger financial position helps ensure we’re prepared to pay covered claims and support our policyholders through everything from the everyday accident or loss to large-scale catastrophes affecting many customers at once.

The ability to respond is at the heart of why financial strength matters.

No. Nothing about your policy changes because of the upgrade.

Your coverage, benefits, service and premium remain the same. This is good news about the strength of the company providing your insurance, not a change to the insurance you already have.

It may provide additional reassurance for your mortgage lender or servicer, too.

California Casualty continues to hold an A (Exceptional) Financial Stability Rating from Demotech, which has long been accepted by Fannie Mae and Freddie Mac. Our new B+ (Good) Financial Strength Rating from AM Best provides another independent measure of our financial strength and can broaden acceptance among banks, mortgage lenders and mortgage servicers that require or prefer an AM Best-rated insurance company.

No. There’s nothing you need to do.

Your policy remains in force and your coverage remains unchanged. You can simply consider the upgrade one more reason to feel good about having California Casualty in your corner.

Different organizations rely on different independent rating agencies when evaluating an insurance company.

California Casualty now holds a B+ (Good) Financial Strength Rating from AM Best and an A (Exceptional) Financial Stability Rating from Demotech. Together, they provide broader independent recognition of our financial strength and our ability to continue meeting our commitments to policyholders.

A B+ rating from AM Best is considered Good and reflects California Casualty’s financial strength and ability to meet its commitment to policyholders.

For us, the upgrade is an important milestone, not a finish line. We’re proud of the progress it represents, and we’ll continue building on it with the same focus and discipline that helped us get here.

Ultimately, our goal isn’t simply a stronger rating. It’s a stronger California Casualty, one prepared to protect our customers, pay claims and be here for the people who count on us.