Flood Insurance

 

Protection. Value. Service.


Don't leave yourself vulnerable! California Casualty offers flood insurance in all states through the National Flood Insurance Program.

Find out more about what we have to offer by calling us at 877.652.2638, or email us at agencyservices@calcas.com. We are here Monday through Friday from 7:30am - 7pm and Saturday 9am - 1pm, MST.

If your home flooded, would you know who to call, or how to clean up? Could you afford to repair your home and replace your belongings?  Flooding is America's most common natural disaster, yet many homeowners are unprotected.

Even a small flood could cost you thousands of dollars. As little as two inches of water can cause devastating damage to your home and homeowners insurance won't cover it.  Flood insurance is the best way to protect you from flood damage. With the right policy, you'll be reimbursed for all your covered losses in the event of a flood.

Don't take the chance. Just because your neighborhood hasn't flooded yet doesn't mean it won't this year. Homes in low risk areas account for 25% of all flood claims. And in a high risk area, your chances of flooding during a 30-year mortgage are 1 in 4. 

We can help you determine the risk to your home and find the right coverage. Call us at 877.652.2638 to get started today.  

Flood Facts:

  • Homeowners insurance won't cover it. Only flood insurance covers the kind of damage caused by flooding.
  • Floods are expensive. Two inches of water could cause over $7,000 in damage. As the water rises, so do your costs.
  • Government assistance is rare. Only the President can declare a federal disaster and even then the aid offered is typically a loan to be repaid with interest.  
  • Protect your home and its contents now. Most policies need thirty days to take effect. Don't wait; act now.

Get more facts about flooding at FloodSmart.gov

IMPORTANT CHANGES

Biggert-Waters Policy Changes
Effective October 1, 2013

Click here to view a summary of the October 2013 policy changes.

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Click here to view a summary of the Flood Processing system enhancements.

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Click here to see a list of frequently asked questions related to the Biggert-Waters 2013 Flood Policy changes.

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Spending a few minutes updating the flood insurance for your California home now can save you weeks of uncertainty and hardship later.

Homeowners Insurance Does Not Cover Flood

 

Prepare for Spring Flooding

Most of us welcome the end of winter, yet spring's warmer temperatures can bring rapid snowmelt and heavy rains that increase the risk of flooding. "Low risk" flood prediction does not mean there is "no risk" for flooding.  Anywhere it rains, it can flood.

Click here Flood Risk Scenario Tool to read these flood scenarios that could happen to you.