Snowmobile Insurance


Protection. Value. Service.

California Casualty, either directly or through our partner market, offers snowmobile insurance to keep you protected as you glide over the winter snow. Contact us at 866.680.5143 for a quote today.

Coverage Protection

Riders choose us for our comprehensive offering of snowmobile insurance coverages, specialized claims service and competitive rates. With our Snowmobile policy, you will receive wide-ranging coverage for you and your sled, such as:

  • Bodily Injury & Property Damage Liability
  • Comprehensive & Collision 
  • Uninsured/Underinsured Motorist 
  • Medical Payments 
  • Roadside Assistance 
  • Accessory Coverage 

Depending on where you live, accessory coverage may be included at no additional charge when Comprehensive or Collision coverage is purchased. The amount of accessory coverage varies by state. In some states, additional accessory coverage may be purchased up to a total limit of $30,000.


When you insure your snowmobile with us, you may qualify for significant discounts, including a multiple snowmobile discount. Plus, safe riders may receive lower rates, since your driving record helps determine your rate. Our programs also offer the following discounts to snowmobile policyholders:*

  • Safety Course discount 
  • Homeowner discount 
  • Paid-in-full discount 
  • Multi-policy discount 

* Discounts not available in all states/situations.

Did you Know?

Speed is a contributing factor to most fatal and life changing medical injuries in snowmobile accidents.  About two-thirds of fatal and severe injuries in snowmobile accidents that involve children are due to striking a stationary object. This is why “Medical Payments” coverage is very important. 

Medical Payments coverage pays the cost of necessary medical care you receive as a result of a snowmobile accident and can be used regardless of who is at fault.  MedPay often is limited to medical treatment received within the first three years after an accident and is limited to a specific dollar amount as stated on your policy.  In some states, Medpay only applied after other medical insurance is exhausted.

Before you fire up your snowmobile for some cool runnings, get it insured through California Casualty.