What to do After an Accident
An action plan
Accident Details Record
You are well aware of the importance of safety no matter where you are.
If you're involved in an auto accident, you'll find our Accident Details Record an invaluable tool for recording the event details. Make sure you keep these documents, along with a pen, in the glove compartment of your car.
The documents include:
Driver Information Exchange (2 copies)
Complete one of the forms and provide it to the other driver. Have the other driver complete the second form and return it to you. You will need this information when you report your loss.
Separate these forms and ask any witnesses to the accident to complete one and return it to you. This information is very helpful when you report your loss.
Use this form to help you record accident details while the incident is still fresh in your memory. You may find it helpful to think about:
- road and weather conditions
- who was in your car
- traffic conditions
- other important details
You may need this information to report your loss in the most accurate manner possible.
If you have an accident, remember these tips:
Try to stay calm. Do whatever is necessary to protect your family members or passengers and your property. Check for injuries and get help if needed.
Driver Responsibility and Limits:
Don't leave the scene of an accident. Don't admit responsibility at the accident scene or blame anyone else. Don't discuss the scope of your insurance coverage.
Take the name, address, and phone numbers of any witnesses. A witness is someone that saw the accident but was not involved in it. Note the date, time and location of the accident. Record details like cross streets, lane configurations, and weather conditions. Call us right away to report the accident.
Cooperate with Police:
It is very important to cooperate with law enforcement officials at the scene of the accident and thereafter. Always notify law enforcement if there are any injuries, deaths, or significant property damage related to the accident.
AND ABOVE ALL, DRIVE SAFELY!